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The video is part of Radio 1's money matters campaign, and challenges web users' skills in different situations such as buying a car or a holiday. The light hearted clips underpin the message of the need to be financially aware in the economic downturn.

The videos, on bbc.co.uk/radio1, were produced by agency Refreshed Media. After watching each clip the viewer gets asked what they'd do, and depending on their click Tim Westwood gives a no-nonsense answer.